Terms of service

Last updated: 1 January 2026.

By using Calcsmith you agree to these terms. The calculators on this site provide estimates for general guidance only and do not constitute financial, tax, legal, or investment advice. You should consult a qualified, regulated adviser before making any financial decision.

Limitation of liability

Calcsmith is provided "as is" without warranty of any kind. We make every effort to keep formulas accurate and up to date, but we accept no liability for any loss, cost, or damage arising from reliance on the figures produced by our calculators.

Acceptable use

You may use Calcsmith for personal and professional purposes. You may not scrape, mirror, or republish the site without permission. You may not attempt to interfere with or compromise the operation of the site.

Jurisdiction

These terms are governed by the laws of England and Wales.